Understanding Workers’ Compensation for Employers
Every day, millions of Americans clock in to work trusting they’ll be protected if something goes wrong, but most employers don’t fully understand the complex workers’ compensation system that serves as this critical safety net. This comprehensive course explores the evolution of workers’ compensation from the tragic 1911 Triangle Shirtwaist Factory fire to today’s system, covering insurance acquisition, compensability determination, return-to-work strategies, and the intersection with federal laws like FMLA and ADA. Participants will gain practical knowledge to effectively manage workplace injuries, reduce insurance costs, and maintain legal compliance while protecting both their workforce and business.
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Course Details
Learning Objectives
By the end of this course, you will be able to:
- Explain the historical development and foundational principles of the workers’ compensation system in the United States.
- List the various methods employers can use to acquire workers’ compensation insurance and understand the roles of brokers, carriers, and captives.
- Recall the criteria for compensability of workplace injuries and differentiate between injury and illness claims.
- List effective return-to-work strategies that support employee recovery while minimizing insurance costs.
- Recall injury mitigation and intervention techniques, including triage services and pre-hire assessments, to reduce workplace injury risks.
- Explain the legal interplay between workers’ compensation, the Family Medical Leave Act (FMLA), and the Americans with Disabilities Act (ADA).
- Recall Florida-specific workers’ compensation laws, including employer requirements, coverage mandates, and enforcement mechanisms.
Specs
Sample Video Transcript
IMPORTANT NOTE: To ensure compliance with the Board rules, you must BE ACTIVE in this online course for at least 50 minutes for each credit hour this course is worth (for example, if a course is worth 2 credit hours, you must spend 100 minutes of active participation in the course). After you spend this time in the course and you pass the test, you may download your certificate of completion and will then be reported to the state board.
Our system does time you. You may log in and log out at your convenience and it keeps a running total. You can view this total on the Course Library page where you first entered the course or on the Score History page after you complete the test.
To keep proper time, you must enable pop ups. Every 13 minutes and 30 seconds, a popup will ask you to keep your time clock running. You will have 90 seconds to click “Continue Session”. If not, your time clock will stop running until you refresh your page or move to a new page. Scrolling down a page or using the scroll button on your mouse does not count as an action.
If a popup does not appear, just refresh your page using the refresh button on your browser or by hitting the F5 button. This will work to keep your time as well. Again, scrolling down a page or using the scroll button on your mouse does not count as an action.
You must pass the test AND spend the requisite amount of time in the course to receive your certificate of completion and be reported to the state board. After passing the test, you can return to the course to spend more time.
